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The Economics of Buy Now, Pay Later in Emerging Markets — Transforming Credit Systems and Consumer Finance
The Economics of Buy Now, Pay Later in Emerging Markets — Transforming Credit Systems and Consumer Finance The global financial landscape is undergoing a profound transformation, driven by digital innovation and shifting consumer behaviors. Among the most disruptive of these trends is the rise of Buy Now, Pay Later (BNPL), a form of short-term financing that allows consumers…
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How India’s Fintech Revolution is Transforming the Economy?
Introduction: From Cash to Cosmos — How India’s Fintech Revolution is Reshaping the Economy India, a land of vibrant hues and bustling bazaars, is witnessing a silent revolution — a revolution not waged with swords or slogans, but with smartphones and algorithms. This is the rise of India’s fintech, a wave of innovation that is redefining how the nation interacts…
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Pratik Ghansham Salvi Assistant Professor of Economics | Banking & Finance | IMF Finance & Development Contributor 